Our Team

Karl Toogood
One of the founding Partners of Rycroft, Karl has been in the Credit industry for over 20 years initially as Branch Manager for a large Personal Credit company before joining Dun & Bradstreet's collection team in 1986. Karl moved into broking in 1990 working for two large specialist brokers before joining in Partnership to form Rycroft in 1996.

email: karltoogood@rycroftassociates.com
Tel: 01543 415040

Steven Hallworth

Steven is the other original partner of Rycroft. He has over 20 years of experience as a Specialist Credit Insurance Broker working for two large brokers at Director level before forming Rycroft. Steven is an Associate Member of the Institute of Chartered Accountants in England and Wales and a member of the Institute of Credit Management.

email: stevenhallworth@rycroftassociates.com
Tel: 01543 415040

David Reeves
Associate Partner
For the first twenty years of his career in Industry, David worked in the Steel and Foundry sector mainly in a sales role, which included Export travel. He joined Dun & Bradstreet in 1985 where he became Sales Manager based in their Birmingham office. A move to Cimco (part of Coface) in 1995 led him into Credit Insurance and he remained with Coface, a leading Credit Insurance underwriter, until joining Rycroft as an Associate Partner early in 2002. David is also a Member of the Chartered Institute of Credit Management.

email: davidreeves@rycroftassociates.com
Tel: 01384 395722  Fax: 01384 355722

Stephen Scott
Associate Partner
After starting out as an Economist with a large Bank, Stephen went on to run his own successful Design Engineering Company. In 1993 he entered the Credit Industry, initially through a debt purchasing company attaining the position of Branch Manager before joining an offshoot of Coface on the direct sales side in 1996. Stephen joined Rycroft as an Associate Partner in early in 2003.

email: stephenscott@rycroftassociates.com
Tel: 01625 532051  Fax: 01625 532051

Steve Parsons
Associate Partner
Steve joined the Credit Insurance industry in 1986 with ECGD/NCM (now Atradius) and was with them for nearly 10 years before moving into Broking . He had a very successful 10 years split mainly between the two largest multi-nationals before moving back to Underwriting as the Regional Manager for Coface Birmingham for the last 6 years.Over the years his impressive market knowledge has been a great asset to both Owner/Managers and very large Corporates who utilised his services in both Credit Insurance and Receivables Finance. However, Broking was his true vocation and he decided to move to Rycroft in February 2012.

email: steveparsons@rycroftassociates.com
Tel: 01543 415 040

Mike Stott
Associate Partner
In 1987 Mike started his Credit Insurance industry career as an Account Executive for Euler. Two years later he moved into broking and has worked in the roles of Sales Director and Managing Director for two specialist brokers. Prior to that Mike was an Export manager for a PLC in Birmingham. Mike joined Rycroft as an Associate Partner in 2003. He has an honours degree in Economics from University College, Cardiff.

email: mikestott@rycroftassociates.com
Tel: 07813943405 Fax: 01543 415 053

Richard Holroyd
Associate Partner
With over 20 years experience of Credit Insurance. Richard ran a Credit Insurance policy for a large builders merchants for 3 years before joining Euler for 7 years starting in claims. Then to a National Credit Insurance broker for 4 years doing sales and service before joining the insurer Coface for 5 years developing direct sales/service and broker sales, then back into the broking market for the last 3 years.

email: richardholroyd@rycroftassociates.com
Tel: 0845 475 5517  Fax: 0845 127 4385

Andy Barter
Associate Partner
Andy began his career in credit insurance in 1980 with ECGD in Cardiff, working in their claims department. After being promoted he moved to the Birmingham regional office in 1990 to take up a Marketing Manager role, responsible for sales and policy servicing.

In 1994, he moved to the broking community joining The Credit Insurance Association (now Aon) to work as part of their new business team. After a very successful time with them, he was approached in 2005 by HCC International, to develop their business profile with the broking community. During his time there, the HCC premium income rose to double the level it was in 2005.

He returned to the broking market by joining Rycroft in July 2009.

email: andybarter@rycroftassociates.com
Tel: 0121 684 2339  M: 07540 738661

Garry Priest
Associate Partner
Garry joined Rycroft in March 2011, he began his working career as an Export Manager in the Automotive Industry, travelling to and successfully conducting business in over thirty countries, he moved to Atradius (then NCM) as a Corporate New Business Underwriter, before joining HSBC Insurance Brokers for over a decade as a Director of their Trade Credit, Surety and Political Risks Division undertaking the role of Head of Regions.

email: garrypriest@rycroftassociates.com
Tel: 07821 693 085

Teresa Cook
Senior Accounts Executive
Teresa commenced her Career as a Credit Controller for a Medical Supplies Company in London and has since amassed considerable experience in the Credit Industry. Her next position was as a Credit Manager for a major Engineering company, where she remained for five years and acquired hands on knowledge of Credit Insurance policies. When Teresa joined Rycroft Associates, her main responsibilty was originally for Claims, where she gained substantial experience in all aspects of Credit Insurance.

Now a Senior Account Executive Teresa has responsibility for a large portfolio of her own Clients.

email: teresacook@rycroftassociates.com
Tel: 01543 415040

Liz Hammersley
Consultant Broker
A working-career as a dedicated Insurance Broker is what makes Liz stand out from the crowd. Firstly employed by a Corporate Broker where she reached Managerial status, she then joined a large specialist Credit Company some seventeen years ago reaching the position of Associate Director. Liz has been in her current position here since joining Rycroft as Senior Accounts Executive in 2000. She is responsible for a large portfolio and has unequalled experience of all aspects of credit insurance.

email: lizhammersley@rycroftassciates.com
Tel: 01543 415040

Lisa Lycett
Account Executive
Lisa started her career at a large Mortgage Brokers in the Midlands and gained considerable experience within the industry, from Mortgage processing to Underwriting and after 6 years joined the Accounts Department as a Credit Controller and assistant to the Accounts Manager. Upon closure of the business due to the economic climate, Lisa joined Rycroft in 2009 and has gained considerable experience in the Credit Insurance Industry. After providing an excellent service to our well established client base including help with limits, assessment of claims and overall assistance, she is now responsible for a large portfolio of clients and is a valid member of the team.

email: lisalycett@rycroftassociates.com
Tel: 01543 415040

Fiona Gater
Broker Liaison
After successfully achieving her degree in 2004, Fiona began her insurance career at Legal & General as a Life Assurance Underwriter where she was quickly promoted to the Select Choice Team. Whilst studying for her AAT NVQ Level 2 in Accountancy, Fiona joined Rycroft in 2009 as a Broker Liaison. Since then, she has become a valued member of the team who has continued to gain considerable experience of the Credit Insurance sector.

Tel: 01543 415040

Elizabeth Smith
Elizabeth's background is in sales and Underwriting, predominantly mortgages and insurance. Qualified to sell mortgages having worked at Prudential, Egg, Natwest and most recently as an Underwriter at a secured lending firm. She joined Rycroft in 2014 and holds the position of Associate using her experience as an underwriter to manage renewals and generate new business for one of our associate partners..

Tel: 01543 415040


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